WSECU Platinum Rewards Visa® card
Point per purchase dollar*
1
Annual percentage rateCredit card APR refers to the interest amount paid on post-due balances.†
16.00% - 27.50%
Credit limit
$250 - $50,000
Recommended if:
You appreciate redeemable rewards for things like airline tickets, merchandise and gift cards.
Earn points. Get rewards.*
-
1
Swipe for purchases
Every purchase dollar earns 1 point.
-
2
Collect points
Point balances are available in Online Banking.
-
3
Redeem points for rewards
Redeem points in Online Banking for merchandise and other rewards.
Additional perks
Included with all WSECU Visa cards
- No annual fee†
- Auto rental insurance
- No balance transfer fee†
- Emergency cash/card disbursement
- Standard Visa card benefits
- Roadside Dispatch® service
- Global customer assistance services
Frequently asked questions
Rewards can be redeemed through Online or Mobile Banking. Just go to your Platinum Rewards Visa account and click “Earning Rewards” to be taken to our rewards provider’s site. You can also call 888.529.6288.
Yes. As a Platinum Rewards cardholder, you can take advantage of the Points-to-Cash option if you have earned at least 2,500 points by accessing your Rewards account through Online Banking or calling the WSECU Visa Rewards line at 888.529.6288.
Points can be redeemed for cash at a 1% rate.
No. Cash redeemed from points is not considered taxable income and will not be included on any tax form received from WSECU.
You may request as many balance transfers as you’d like within the introductory/promotional period.
Balance transfers must be made in the first 60 days of opening your account.
Balance transfers receive a 0% rate for the six-month period that begins with the first transfer. The introductory rate expires at the end of the initial six-month period for all subsequent transfers, regardless of when they were initiated.
Yes, there is a $15 fee plus accrued interest when using Skip-a-Pay.
Looking for a different credit card?
Optimize your credit card for good financial health
How will you use your card?
Will you need to carry a balance? If so, go for a low rate. Will you pay your monthly balance in full most of the time? If so, go for the rewards.